A professional who interviews applicants applying for mortgage loans. Respnsibilities include:

• Interviews loan applicants to document income, debt, and credit history.
• Requests documents, such as income tax return, bank account number, purchase agreement, and property description, for verification.
• Determines if applicant meets establishment standards for further consideration, following manual and using calculator.
• Informs applicant of closing costs, such as appraisal, credit report, and notary fees.
• Answers applicant's questions and asks for signature on information authorization forms.
• Submits application forms to mortgage loan processor for verification of application information.
• Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history.
• Informs applicant of loan denial or acceptance.
• May visit establishments, such as branch banks, credit unions, real estate brokers, and builders, to promote mortgage service.
• May work on commission basis.