A professional who directs investigative, examining, and surety bonding activities of State Insurance Commission to ensure that companies and agents comply with provisions of insurance regulations and laws. Responsibilities include:

• Reviews insurance policies for conformance with prescribed underwriting standards or directs this work by others.
• Coordinates staff investigative activities concerning complaints of fraud, misrepresentation, excessive rates, financial irresponsibility, and other improprieties.
• Reviews financial statements of companies and agents to determine adherence to licensing requirements and state laws.
• Conducts examination of agents or other insurance personnel to determine qualifications for licensing.
• Receives and validates surety bonds from company representatives.
• Recommends or initiates punitive action, such as prosecution or license revocation, in cases of company or agent impropriety.