Individuals (and the family) who receive a substantial portion of their income from the production or handling of agricultural or aquacultural products. Farm owners and others may be eligible for Section 514 loans to make housing available for domestic farm labor. For purposes of housing loans, the farm laborers must be U.S. citizens or legally admitted for permanent residence in the United States. The term includes retired or disabled persons who were domestic farm labor at the time of retiring or becoming disabled.